This is the profile of a debt free person. Let it be yours too!On September 9, 2019 by admin
There are people who do not need to take debts to live comfortably. People who although at some point asked for a personal loan or used credit cards, do not live thinking about whether they will receive the money tomorrow, and they know how to control their personal finances . Find out the profile of who has no debts.
They don’t buy what they don’t need
These people don’t spend money they don’t have and less on things they don’t need. They do not easily fall into the temptation of 2 × 1, 3 × 2 or seasonal offers. Simply if it is not a planned expense: They do not buy!
If they acquire a debt, they put it first
If at any time they acquired a loan or used the credit card , they prioritize this payment. They are aware that interest is not low and that they will not be able to continue saving until they pay what they owe.
Have clear goals
For these people, not having debts is a goal. Asking for a loan, or taking out credit, is your last resort. Your financial goals are part of your life, and among them there is no lack of savings goals that allow you to raise money for other goals, such as buying a car, a house or investing in your business.
More things do not give you more happiness
The accumulation of goods is not an end in itself for them. They know that the things they acquire have value for what it has cost them to have them, rather than for the price. That is why they do not fill their homes or wardrobes with unnecessary objects or fashion.
They are not afraid to say “No”
They are not afraid to refuse to buy something no matter how much they are told to do so. They know how to say “NO” to ant expenses , in order to achieve their savings goals and to like things they really care about. A trip, for example, can be a goal for which “no” is important.
So that you also start to be a debt free person, I advise you to start by making your own personal budget . If you have problems to develop one or to track and fulfill the one you have proposed, there is always the possibility to download specialized applications that will help you with your finances . What do you expect to be like them, a debt free person!
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